Simple books for freelancers and small shops

Simple books for freelancers and small shops. Ledger, P&L, invoices, mileage and tax set-aside in one Excel + Google Sheets file.

• Dashboard: Year-to-date income, expenses, net profit, margin, tax set-aside, open and overdue invoices, money owed, miles, rows needing attention; income vs. expenses chart
• Ledger: 2,000 rows: date, description, Income/Expense, category, amount, paid via, reference, receipt saved; automatic checks flag typos and missing receipts
• Invoices: 200 invoices with due dates from your payment terms, Paid / Open / Overdue status and days late
• Mileage: 500 trips with odometer readings and the deduction at your rate
• P&L: Month-by-month profit and loss by category with quarterly and yearly totals and margin
• Taxes: Quarterly set-aside using the percentage you choose
• Settings: Business name, year, set-aside %, mileage rate, payment terms, 30 income and 30 expense categories

Works in Microsoft Excel (2010+), Google Sheets and LibreOffice. No macros or add-ons. Every file ships as an example copy (filled with made-up data) and a blank copy, plus a 2-page Quick Start PDF. Every formula is recalculated and checked against an independent calculation before release.

Why this one?

• Why not accounting software? For a one-person business a spreadsheet you own is simpler and has no monthly fee.
• Why not a free template? Free sheets rarely connect the ledger, P&L, invoices, mileage and a quarterly set-aside, or check your entries.

See every tab and real screenshots: cybermax.cybermax-tools.workers.dev/store/ledgerfern

Save with a bundle: Small Business Bundle: Ledgerfern and Marginmoor ($19 instead of $26) · CyberMax Spreadsheet & Printables Bundle: all 6 downloads ($45 instead of $68).

Licence: Business licence: one business, any of its devices. No reselling or sharing. Record-keeping tool, not tax advice. One-time purchase, instant download (zip). Questions: cybermax.tools@gmail.com. © 2026 CyberMax.