Small business tools, templates and planners compared
Web apps, spreadsheets and printables for small businesses and households, each compared with the subscriptions and templates that rank for the same search, with prices read on each seller's own page.
Comparisons
Best budget spreadsheet in 2026: one-time templates vs YNAB and TillerOne-time budget spreadsheets vs subscription budgeting apps on price and bank sync: Centwren, YNAB, Tiller and a GumroadBest debt payoff spreadsheet for the snowball and avalanche methodsDebt payoff spreadsheets compared on snowball and avalanche, creditors, free options and price: Debtfell, Vertex42 and tBookkeeping spreadsheet or accounting software? Ledgerfern vs QuickBooks and WaveSmall-business bookkeeping options on price and features: Ledgerfern spreadsheet, QuickBooks Online, Wave and a Gumroad Best seller profit tracker spreadsheet for Etsy, Shopify and eBaySeller profit trackers compared on per-order fees, shipping, platforms and price: Marginmoor vs three Gumroad trackers.
How-to answers
How to create a debt payoff spreadsheet in Excel or Google SheetsBuild a debt payoff spreadsheet: one row per debt, NPER for months to payoff, a month-by-month schedule, and total interDebt avalanche vs snowball: which pays off faster, with an exampleAvalanche pays the highest rate first and saves the most interest; snowball pays the smallest balance first for quick wiMake a budget spreadsheet in Google Sheets (with the formulas)A zero-based budget in Google Sheets: a transactions tab, SUMIFS per category and month, plan vs actual, and a weekly 10A habit tracker in Google Sheets that counts your streakCheckbox habit tracker in Google Sheets: a checkbox per day, a running streak row, best streak and completion rate. WhatA workout log in Google Sheets that estimates your 1-rep maxLog sets in Google Sheets and let formulas do the coaching: Epley 1RM estimate, PR flags, weekly volume and a simple nexHow to plan a wedding in Excel or Google SheetsFour tabs plan a whole wedding: budget by category, guest list with RSVP counts, vendor contacts and payments, and a timA chore chart for kids that actually works (with allowance)How to set up a chore chart by age, points per chore, and a simple allowance formula so kids see what they earned each wWhat makes a good daily planner page (and how to use it)A daily planner that gets used: one main priority, a few time blocks, a short list, and a weekly review. Why fewer boxesHow couples can split shared costs fairly in a budget spreadsheetThree ways couples split money (50/50, by income, all-in-one pot) and the spreadsheet formula for splitting shared billsHow to split expenses with friends and settle up in the fewest paymentsSplit group costs fairly: add what each person paid, work out each share, then settle with the fewest payments. A workedHow to track your subscriptions for free and see what they really costList every subscription once, convert weekly and yearly prices to monthly, and set calendar reminders before renewals. THow to make a resume for free and download it as a PDF (no sign-up)Make a one-page resume for free and save it as a PDF with real text: the sections to use, how to write bullets with numbHow to get an alert when a specific company posts a jobFind the company's own job board, watch it for new roles that match your words and place, and get a message the same dayHow to split rent fairly by room size, with a worked exampleSplit rent by bedroom size: give shared space an equal share, split the rest by square metres or feet. Worked example, tHow to keep track of free trials so they never charge you by surpriseWrite down every free trial's end date, set a reminder 3 days before and decide to keep or cancel. A simple method, a caHow to quantify your resume bullet points, with before and after examplesTurn duties into results: add a number for how many, how much, how fast or how often. Before and after resume bullet exaHow to make a weekly meal plan and a grocery list from itPlan the week's meals, scale each recipe to the people eating, add up the same ingredient across recipes and sort the liHow to study with flashcards using spaced repetitionReview each card just before you would forget it: answers you know come back after 1, 3, 8, 20 and 50 days; cards you miHow to keep track of your pet's vaccinations, preventives and vet datesWrite down each vaccine and treatment with the date given and the interval your vet set, work out the next due date, andHow to label moving boxes (room colours, numbers and a contents list)Give every box a room colour and a number (KIT-01), keep the contents list, label two sides, and mark fragile, heavy andHow to backtest a crypto strategy honestlyBacktest a crypto strategy on real daily prices with fees and slippage, keep an out-of-sample period, compare with buy-aDCA vs lump sum in crypto: compare them on real pricesCompare buying crypto every week or month with buying all at once on real past prices: total put in, value now and the wHow to run a crypto trading bot safely with your own keysSet up exchange API keys for a trading bot safely: trade-only permissions, withdrawals off, IP whitelist, a sub-account,How to get crypto price alerts in Telegram, freeSet Bitcoin, Ethereum and altcoin price alerts that message you in Telegram: a price level, a big daily move or cheap EtFIFO vs LIFO vs HIFO for crypto, with a worked exampleSee how FIFO, LIFO and HIFO change the gain on the same crypto sale, with a worked example and how short vs long term isHow to calculate position size from your riskWork out how much to buy so that hitting your stop loses only the share of your account you chose, with reward:risk and What if you had bought Bitcoin? Work it out, with the drop on the wayWork out what an amount of Bitcoin bought on a past date is worth now, and the worst fall you would have sat through, frFree printable 2027 calendar, with US holidays markedMake a free printable 2027 calendar: monthly pages with US holidays and your own birthdays, Sunday or Monday start, LettChristmas gift tracker printable: a budget per person, every gift trackedSet a Christmas budget per person, track each gift from idea to wrapped, and see spent, left and still to buy. Free layoA cleaning schedule printable that splits the house into 20 minutes a dayA weekly cleaning schedule with one focus room per day, plus daily, monthly and seasonal lists. A free printable schedulSavings challenge printables: the 52-week and 100-envelope challenges, worked outHow the 52-week ($1,378) and 100-envelope ($5,050) savings challenges add up, with a free quarter-by-quarter table and tReward chart printable: how to set one up so it actually worksPick one behaviour, a chart length for your child's age and a reward they choose. A free guide to sticker, routine and pWeekly meal planner printable with a grocery list beside itPlan seven dinners in 10 minutes, write the grocery list beside the plan, group it by aisle and shop once. Free example Newborn feeding and diaper log: what to write down, and a free layoutWhat to track in a newborn log (feeds, sides, diapers, sleep, pumping) and a free 24-hour layout to copy or print.Household binder printable: the sections to include, and a checklistWhat goes in a household binder: emergency info, password log, bills, insurance, home maintenance and an inventory. FreePrintable Christmas party invitations: what to write, when to send, how to printChristmas party invitation wording you can copy, when to send them, sizes and print settings, plus a free editor to desiPrintable Christmas gift tags with names: sizes, paper and how to print a whole familyPrint Christmas gift tags with everyone's names: which size to use, how many fit on a sheet, card stock or sticker paperHow to budget by paycheck: give every payday a jobThe budget-by-paycheck method step by step: match each bill to the payday before it is due, plan savings and debt, and uPrintable Christmas coloring pages for adults (and the kids): free samplers, paper and pensDetailed Christmas coloring pages for adults and easy ones for kids: print a free 3-page sampler, then pick the right paHow to make a printable toddler busy book (and keep it together)Make a toddler busy book from printables: what to print, card stock, laminating, velcro dots and a binder, plus which ac